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As an aside, I have switched - mostly - to Squaredup from paypal. It's cheaper, and I have the little swipe device, so I can use the same account for in-person sales as for web sales. Squareup also automatically deposits at the end of the business day (their business day, but whatev, they had to choose sometime) instead of making you log on and request your money. Listing items in my Square store is a little...non-intuitive, though. I have to list them in the library, then import them to the store, and only then can I do things like add a second or third photo. And I haven't found a way to just add a "square" button to pay, like paypal offers, to incorporate into my own website. So, not sure if I am done with paypal entirely. I'm interested to know what your experiences have been.